Depositproducttechnicaloverdraftinterestrateconfigurationdto
Interest Rate Settings holds information about technical overdraft interest rate applied to the product.
The interest change frequency method for a loan account. Shows the possible methods for obtaining the balance based on which the interest will be calculated for loan repayment.
Possible values: [ANNUALIZED, EVERY_MONTH, EVERY_FOUR_WEEKS, EVERY_WEEK, EVERY_DAY, EVERY_X_DAYS]
the count of units to apply over the interval
interestRateConstraints object
Used for keeping decimal constraints.
The default value, will be used in case no other value was filled in by the user.
The maximum value.
The minimum value.
The interest rate review unit values. Shows how often is index interest rate reviewed.
Possible values: [FIXED_INTEREST_RATE, INDEX_INTEREST_RATE]
Shows the available deposit product interest rate terms.
Possible values: [FIXED, TIERED, TIERED_PERIOD, TIERED_BAND]
interestRateTiers object[]
The list of interest rate tiers available for the current settings instance.
The top-limit value for the account balance in order to determine if this tier is used or not
The top-limit value for the account period since activation in order to determine if this tier is used or not
The rate used for computing the interest for an account which has the balance less than the ending balance
{
"interestChargeFrequency": "ANNUALIZED",
"interestChargeFrequencyCount": 0,
"interestRateConstraints": {
"defaultValue": 0,
"maxValue": 0,
"minValue": 0
},
"interestRateSource": "FIXED_INTEREST_RATE",
"interestRateTerms": "FIXED",
"interestRateTiers": [
{
"endingBalance": 0,
"endingDay": 0,
"interestRate": 0
}
]
}