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Interestsettingsforschedulepreview

The interest settings, holds all the properties regarding interests for the loan account.

accountInterestRateSettings object[]

The interest settings details for schedule preview.

  • Array [
    • encodedKeystring

    The encoded key of the interest rate settings, auto generated, unique

    indexSourceKeystring

    Index rate source key.

    interestRatenumber

    Interest rate value.

    interestRateCeilingValuenumber

    Maximum value allowed for index based interest rate. Valid only for index interest rate.

    interestRateFloorValuenumber

    Minimum value allowed for index based interest rate. Valid only for index interest rate.

    interestRateReviewCountinteger<int32>

    Interest rate review frequency unit count. Valid only for index interest rate.

    interestRateReviewUnitstring

    The interest rate review unit values. Shows how often is index interest rate reviewed.

    Possible values: [DAYS, WEEKS, MONTHS]

    interestRateSourcestringrequired

    The interest rate review unit values. Shows how often is index interest rate reviewed.

    Possible values: [FIXED_INTEREST_RATE, INDEX_INTEREST_RATE]

    interestSpreadnumber

    Interest spread value.

    validFromstring<date-time>required

    Date since an interest rate is valid

    Example: 2016-09-06T13:37:50+03:00
  • ]
    • interestRatenumber

    The interest rate. Represents the interest rate for the loan account. The interest on loans is accrued on a daily basis, which allows charging the clients only for the days they actually used the loan amount.

    interestSpreadnumber

    Interest to be added to active organization index interest rate in order to find out actual interest rate

    Interestsettingsforschedulepreview
    {
      "accountInterestRateSettings": [
        {
          "encodedKey": "string",
          "indexSourceKey": "string",
          "interestRate": 0,
          "interestRateCeilingValue": 0,
          "interestRateFloorValue": 0,
          "interestRateReviewCount": 0,
          "interestRateReviewUnit": "DAYS",
          "interestRateSource": "FIXED_INTEREST_RATE",
          "interestSpread": 0,
          "validFrom": "2016-09-06T13:37:50+03:00"
        }
      ],
      "interestRate": 0,
      "interestSpread": 0
    }