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Loantranche

In some cases organizations may approve loans but not disburse the full amount initially. They would like to spread the disbursement (and risk) over time. Likewise for the client, they may not need the full loan amount up front. They may want to have a loan to buy some equipment for their business but will make one purchase today and another purchase in a few months. In these cases, they don't need the full amount and wouldn't want to pay interest on cash they don't need yet. A solution for this matter is the usage of disbursement in tranches. This class holds the information required for one of this tranche.

amountnumberrequired

The amount this tranche has available for disburse

disbursementDetails object

The disbursement details regarding a loan tranche.

disbursementTransactionKeystring

The key of the disbursement transaction logged when this tranche was disbursed. This field will be null until the tranche disbursement

expectedDisbursementDatestring<date-time>

The date when this tranche is supposed to be disbursed (as Organization Time)

Example: 2016-09-06T13:37:50+03:00
encodedKeystring

The encoded key of the transaction details , auto generated, unique.

fees object[]

Fees that are associated with this tranche

  • Array [
  • amountnumber

    The amount of the custom fee.

    encodedKeystring

    The encoded key of the custom predefined fee, auto generated, unique.

    percentagenumber

    The percentage of the custom fee.

    predefinedFeeEncodedKeystring

    The encoded key of the predefined fee

  • ]
  • trancheNumberinteger<int32>

    Index indicating the tranche number

    Loantranche
    {
    "amount": 0,
    "disbursementDetails": {
    "disbursementTransactionKey": "string",
    "expectedDisbursementDate": "2016-09-06T13:37:50+03:00"
    },
    "encodedKey": "string",
    "fees": [
    {
    "amount": 0,
    "encodedKey": "string",
    "percentage": 0,
    "predefinedFeeEncodedKey": "string"
    }
    ],
    "trancheNumber": 0
    }