Cbe - v9.174
This page contains the following releases for v9.174:
v9.174
Release Dates
- Sandbox: 13.05.2026
Features
Lending
Loan product fee configuration improvements
Fixed errors when opening loan products with non-scheduled fees that have active accounts, and improved UI displays for fee balances throughout the loan management interface.
Interest-bearing fee configuration and application
Loan products can now be configured with interest-bearing fees that are decoupled from repayment schedules, with new balance tracking and application capabilities.
Carry forward interest balance options
Added the ability to choose whether to capitalize income balances or carry them forward during loan account operations.
Interest from arrears payoff calculations
The payoff preview API now returns the future value of interest from arrears for more accurate payoff calculations.
Carry forward interest schedule display
Carry forward interest amounts are now visible in both loan account schedule pages and schedule preview screens.
Groundwork for upcoming features
- Broken interest logic implementation for capital repayment loans with Fixed Day of Month support
- Equal installments functionality for longer first periods with simple interest on optimized payments
- Enhanced loan details export capabilities with before/after state comparison
Islamic Banking
Investment profit sharing cycle management
Added functionality to select, lock, and update the status of payment cycles and accounts for profit sharing operations.
Profit sharing calculation improvements
Fixed average balance calculations for adjustment transactions and implemented design review changes for the profit sharing interface.
Groundwork for upcoming features
- Enhanced profit sharing calculation jobs with support for proposal lists
Deposits
Groundwork for upcoming features
- Balance handling improvements for transactions posted after midnight and on interest application dates
- Accrual reporting method enhancements for deposits to ledger integration
Non-customer-facing deposits performance optimizations.
Developer
Groundwork for upcoming features
- New module structure implementation across functional boundaries with common core components
- Enhanced repository interface design for ledger transactional operations
- Flexible Schedule Engine function migration to functionless fields for installments
- Principal service component extraction and dates grid area deprecation
Improvements
Lending
Revolving credit transaction processing improvements
Enhanced integration between loan transaction custom methods and revolving credit functionality for improved API V2 performance.
Groundwork for upcoming features
Loan product configuration and account setup enhancements in preparation for new lending capabilities.
Mortgages
Overpayment processing without scheduled installment allocation
Mortgage accounts can now process non-scheduled overpayments independently without automatically allocating them to future scheduled installments.
Improved fee labeling in mortgage interface
Fee displays now show Scheduled Fee labels for enhanced clarity when the corresponding feature is enabled.
Deposits
New bulk authorization holds API for cards
Introduced endpoint for processing multiple card authorization holds simultaneously, improving transaction processing efficiency.
Enhanced deposit account indicator calculations
Deposit account performance indicators now use processing windows to reduce timeout probability during computation.
Groundwork for upcoming features
Enhanced deposit account balance handling for transactions processed after midnight and on interest application dates.
Non-customer-facing deposit module restructuring and caching improvements.
Accounting
Duplicate accounting rule prevention
Enhanced validation prevents the creation of duplicate accounting rules that could cause processing conflicts.
Islamic Banking
Payment cycle processing performance improvements
Enhanced batch processing capabilities for profit application and payment cycle management to improve system performance.
Non-customer-facing payment cycle status migration fixes.
Transactions and Interest
Enhanced interest calculation context
Interest processing now includes additional organizational context including timezone, currency, and balance method configurations for more accurate calculations.
Streamlined installment field processing
Migrated key installment fields including principal paid, interest paid, fees, penalties, and status to functionless field architecture for improved performance.
Non-customer-facing transaction balance handling updates.
Notifications
Non-customer-facing notification processing adjustments for deposits and client management.
Developer
Improved configuration caching
Enhanced caching system for general settings to reduce configuration lookup overhead.
Non-customer-facing migration metrics and validation job monitoring improvements.
Bug fixes
Lending
Fixed loan products enhancement processing
Fixed an issue in the GET /loanproducts API v2 where fixed loan products were incorrectly processed through enhancement steps meant only for dynamic loan products, causing errors.
Loan payoff calculation with redraw balance
The /loans/{accountId}:previewPayOffAmounts endpoint now correctly calculates the total due required for payoff when a redraw balance exists.
Loan account locking error resolution
The loans/{accountId}/lock-transactions endpoint no longer throws errors when an account is locked multiple times or when the lockedAccountDueAmountType is not set.
Loan API filtering by closed account states
Fixed an issue with GET /loans in API v2 where filtering by accountState=CLOSED_WRITTEN_OFF or accountState=CLOSED_REJECTED returned an INVALID_ACCOUNT_STATE error.
Fixed-term loan schedule recomputation
Resolved an issue in the PATCH API v2 where updating loan terms for fixed-term loans did not trigger proper repayment schedule recalculation for accounts in "Partial Application" or "Pending Approval" status.
Fee reduction during loan refinancing
Fixed an issue where reducing fees during loan refinancing or rescheduling would fail when the fee amount was reduced.
Transaction adjustment additions fix
Resolved an issue with additions when loan transactions are adjusted.
Optimized payments feature persistence
Accounts with the optimizedPaymentsEqualInstallmentsLongFirstPeriod feature are now properly maintained even when the toggle is turned off.
Mortgages
Interest calculation for future periods
Fixed incorrect future interest calculation with AIR and compounding interest in LBS.
Interest application on IO and DBEI loans
Resolved incorrect interest applied amounts on Interest Only and DBEI loans with late installments when "Accrue late interest" is set to false.
PMT threshold saving for IOEI products
Fixed an issue preventing the saving of PMT thresholds on IOEI products in MBU/OSB.
Journal entries for loan overpayments
Corrected incorrect journal entries logged for overpayments on Interest Only loans in OSB.
Dynamic product creation
Resolved an issue preventing the creation of dynamic mortgage products.
Broken interest invocation timing
Fixed incorrect broken interest invocation for IOEI loans and resolved timing issues for FSE loans without a First Repayment Date.
Interest Only loan closing balance
Corrected the closing balance calculation on interest applied transactions for Interest Only loans.
Deposits
Withholding tax application in arrears
Fixed an issue where withholding taxes could not be applied when accounts were in "In Arrears" state.
Interest accrual calculation job
Resolved an issue with the DEPOSITS_ACCRUED_AMOUNTS_PROVISIONING job where accounts belonging to products not edited after feature toggle enablement would not send information to the ledger.
Backdated transaction overdraft limits
Fixed an issue where the system failed to accurately determine applicable overdraft limits for backdated transactions in specific arrears scenarios.
Booking date accuracy with cut-off time
Resolved incorrect booking date updates when the Accounting Cut-Off time feature was enabled, ensuring proper alignment with configured cut-off periods.
Accounting
Manual journal entry branch handling
Fixed an issue preventing the posting of manual journal entries when one entry targets a null branch and another targets a specific branch.
Islamic Banking
Profit distribution cycle calculations
Fixed incorrect internal cycle balance calculations that were being computed for more days than the actual cycle period.
Product aggregated balances for shifted cycles
Resolved incorrect product aggregated balances for previous months in shifted payment cycles scenarios.
Profit rate storage limitation
Fixed an issue preventing the storage of profit rates of 10% or higher in pool and product cycles.
Current Account Product creation
Resolved an issue in AD preventing the creation of Current Account Products.
Access Control
User deactivation process
Fixed an issue with delivery user deactivation functionality.
Data
Custom field configuration updates
Fixed a caching issue that could prevent updated custom field configurations from being immediately reflected for transaction channels.
API parameter handling
Resolved an issue with API v1 incorrectly using query parameters instead of JSON body.
Non-customer-facing data fixes.
v9.174.6
Release Date: 13.05.2026
Improvements
Lending
Groundwork for upcoming features
- Revolving credit code separation and cleanup to remove dependencies on other product logic.
v9.174.5
Release Date: 13.05.2026
Improvements
Lending
Groundwork for upcoming features
- Revolving credit module restructuring to separate product-specific logic and improve code organization.
Internal lending configuration updates.
v9.174.4
Release Date: 13.05.2026
Improvements
Lending
Groundwork for upcoming features
- Revolving credit product code separation and cleanup to remove dependencies on other product logic.
Mortgages
Non-customer-facing test maintenance.
Bug fixes
Mortgages
Fixed interest calculation on interest-only loans with late installments
Corrected interest applied amounts when installments are paid late on interest-only mortgage accounts.
Fixed GL entries when reversing repayments that pay arrears interest
Resolved incorrect general ledger bookings that occurred when reversing or adjusting repayments that covered interest from arrears.
Fixed interest calculation on declining balance loans with multiple prepayments
Corrected interest calculations on declining balance equal installment loans when multiple partial prepayments are made with interest applied and paid alongside the prepayments.
Fixed schedule interest calculation after overpayments before due date on dynamic mortgages accounts
Previously, the system was using an incorrect calculation for the loan account schedule. This has now been resolved.
Fixed interest and payment computation after second overpayment with compound interest
Resolved incorrect interest and payment calculations that occurred after making a second overpayment on loans using compound interest calculations.
Non-customer-facing mortgage maintenance.
v9.174.3
Release Date: 13.05.2026
Improvements
Lending
Groundwork for upcoming features
- Loan account operations integration with Reload submodule, including refinancing, write-offs, interest application, rescheduling, payoff processing, and arrears management.
v9.174.2
Release Date: 13.05.2026
Improvements
Lending
Groundwork for upcoming features
- Revolving loan account operations are being integrated with the Reload submodule to support cleaner product separation.
Bug fixes
Mortgages
Fixed loan product account creation and editing restored
Resolved a regression that prevented creating or editing loan accounts for fixed loan products.
v9.174.1
Release Date: 13.05.2026
Improvements
Mortgages
ERC cron job reset behavior improved
Reset cron job for Early Repayment Charges now properly resets to zero on the end date specified in the custom field configuration.
Deposits
Non-customer-facing interest accrual fixes.
Bug fixes
Deposits
Deposit account custom field values now appear in transaction views
Custom field values from deposit accounts are now correctly displayed in deposit transaction views, resolving an issue where this information was previously missing.
For more information, see Mambu Release Cycle.