Cbe - v9.185
This page contains the following releases for v9.185:
v9.185
Release Dates
- Sandbox: 03.06.2026
Features
Data
Withholding Tax now supported on index (variable) rate deposit products
Withholding tax (WHT) can now be applied to deposit products that use an index (variable) rate, extending existing WHT support to this product type.
New INVALID_ACCOUNT_FEATURE_CONFIGURATION return code
A new INVALID_ACCOUNT_FEATURE_CONFIGURATION return code has been introduced to provide clearer, more specific error signalling when an account feature is misconfigured.
Groundwork for upcoming features
- Groundwork for enabling credit (negative) balance on revolving loan accounts, including API storage and liability GL posting support.
- Groundwork for Courtesy Pay product and account limit configuration.
- Groundwork for restricting redraw balance when carrying forward balances during loan restructure.
- Groundwork for redraw balance migration support within mortgage migration tooling.
- Groundwork for advance payment transaction posting to support allocation of loan prepayments to next instalments without interest reduction.
- Groundwork for applying profit across new payment frequencies on Islamic term and savings plan deposits.
- Groundwork for cashflow distribution between assets and liabilities, including EOD average balance calculations and asset GL account configuration in the UI.
- Groundwork for improving fixed-term loan repayment API throughput, including organisation time service integration and expanded unsupported configuration coverage.
- Groundwork for next-generation transaction processing with backdate support.
- Groundwork for credit card product definition, including a feature toggle to enable creation of new credit card products.
- Groundwork for credit account data structures to support credit account flows, statements, dynamic balances, and transactions.
- Groundwork for back-dating remediation requirements.
Additional work
- Internal data layer changes for product feature storage normalisation and API/implementation module restructuring.
Improvements
Data
Improved range API performance for parallel file downloads
Optimised performance on the range API used for parallel file downloads across deposit and loan accounts.
Analytics
Historical balances API contract
A new API contract is now available for retrieving historical balances, enabling clients to query balance data over time.
Daily accrued interest exposed via API
New API endpoints expose daily accrued interest amounts from savings account accrual data, giving clients programmatic access to interest calculation details.
Groundwork for upcoming features
- Building the v2 Rate Sheet data model, domain repositories, and caching layer in preparation for full Rate Sheet API delivery.
Lending
Emoji characters supported in loan repayment transaction notes
Emoji characters are now allowed in loan repayment transaction notes when the ALLOW_EMOJI feature toggle is enabled; when the toggle is disabled, emojis continue to be removed from notes to preserve existing behaviour.
Groundwork for upcoming features
- Building the loan repayment transaction flow in the new API 2.0 module, including response construction and consistency validation, for fixed-term loans.
Additional work
- Internal lending configuration and backend-only changes.
Mortgages
Change Loan Term now accessible for all eligible mortgage accounts
The Change Loan Term flow is now available to all eligible mortgage accounts, with a streamlined path that does not require a preview step.
Groundwork for upcoming features
- Carry-forward accrued balance display behaviour is being refined as part of the reschedule and refinance carry-forward balances initiative.
- Advancing the Change Loan Term feature to support adding and removing instalments at the end of the loan term.
Additional work
- Internal mortgage test coverage, migration validation, and feature toggle removal.
Deposits
Additional work
- Internal deposit configuration changes.
Islamic Banking
Asset GL account selection restricted to ASSET-type accounts
The Cashflow Settings UI now limits asset GL account selection to accounts of type ASSET, preventing misconfiguration.
Profit distribution now uses the correct exchange rate for each internal cycle
Fixed a bug where profit distribution always applied the exchange rate from the first internal cycle rather than the rate corresponding to each respective cycle.
Internal cycles created with correct end dates
Fixed a bug where internal cycles were being created with an incorrect end date.
Null product cycle ID no longer causes errors when creating internal cycles
Fixed two related bugs where a null product cycle ID could cause failures when creating internal cycles or combining cycle data.
Notifications
Additional work
- Internal notifications maintenance.
Accounting
Additional work
- Backend-only accounting changes.
Bug fixes
Notifications
Amount-based notification conditions now evaluate correctly
Notification rules using Amount as a condition now trigger as expected, resolving an issue where the condition was not being evaluated properly.
Mortgages
Interest accrual restored on rescheduled accounts after carry-forward
Fixed an issue where the interest accrued balance stopped accruing interest on a mortgage account after a carry-forward operation at reschedule, ensuring interest continues to accrue correctly on the rescheduled account.
Repaying a non-scheduled fee no longer disrupts the repayment schedule
Resolved a bug where repaying a non-scheduled fee incorrectly altered the loan repayment schedule, ensuring the schedule remains unaffected after such repayments.
Fee capitalisation now correctly updates the schedule when no threshold is configured
Fixed an issue where fee capitalisation on a mortgage loan without a capitalisation threshold configured left the repayment schedule unchanged, ensuring the schedule is properly updated after capitalisation.
Carry-forward of non-scheduled fees now works correctly via API
Resolved an issue preventing non-scheduled fees from being carried forward through the API, and corrected the associated accounting entries for non-scheduled, interest-bearing fees during carry-forward operations.
Loan schedule remains consistent when editing the principal amount
Fixed an inconsistency where editing the principal amount on a loan could produce an unpredictable repayment schedule.
Planned fees no longer missing from the loan schedule
Resolved an issue where planned fees were absent from the loan schedule under certain conditions.
Additional work
- Internal mortgage maintenance and implementation changes.
Lending
Dynamic term loan accounts now correctly reflect late status when interest or fees are applied before end-of-day processing
Fixed an issue where, if an interest or fee apply action was performed before the scheduled end-of-day job, individual installments were marked as late but the parent loan account status was not updated accordingly.
Booking dates are now correctly converted to organisation time when posted to Accounting
Resolved an issue where booking dates were not being converted to the organisation's local time zone before being logged in Accounting, ensuring consistent and accurate date records.
Rescheduling multiple loans in the same session now shows the correct outstanding principal
Fixed an issue where the Reschedule Loan Account form displayed the previous loan's Current Outstanding Principal when rescheduling multiple loan accounts consecutively in the same browser tab or session; the form now correctly reflects the outstanding principal for the loan being rescheduled.
Interest splitting for payment holidays now calculated correctly
Resolved an issue in schedule calculation where interest was not being split correctly across payment holiday periods.
Islamic Banking
Duplicate profit calculation cycles no longer created when effective date differs from profit calculation start date
Fixed an issue where duplicate pool and product cycles were generated when the effective date did not match the profit calculation start date, preventing duplicate internal cycle errors.
Terminology in savings product descriptions updated to reflect Islamic Banking context
Removed inappropriate use of the term "interest" from Islamic Profit Sharing savings product descriptions to ensure correct and compliant terminology is displayed.
Additional work
- Internal Islamic Banking front-end maintenance.
Deposits
Closed savings accounts no longer affected by interest rate availability end-of-day job
When an interest rate value changes as a result of the interest availabilities end-of-day job, accounts with a Closed status are no longer incorrectly updated.
Branch now correctly assigned to auto-created linked settlement accounts
Resolved an issue where the branch was not being set on a linked settlement account that was automatically created alongside a deposit account.
Additional work
- Internal deposits query and test maintenance.
Cards
Available balance check correctly applied when an authorisation hold is present
Fixed an issue where the available balance was not being checked against an existing authorisation hold during transaction processing, ensuring balance validation behaves correctly.
v9.185.4
Release Date: 03.06.2026
Improvements
Data
Additional work
- Non-customer-facing data layer fixes.
v9.185.3
Release Date: 03.06.2026
Improvements
Data
Additional work
- Non-customer-facing configuration changes.
v9.185.2
Release Date: 03.06.2026
Improvements
Data
Additional work
- Non-customer-facing data configuration and maintenance changes.
Bug fixes
Data
Additional work
- Non-customer-facing data fixes.
v9.185.1
Release Date: 03.06.2026
Features
Data
Groundwork for upcoming features
- Groundwork to extend instalment recomputation feature toggle support for balloon accounts at the point of account creation.
Improvements
Data
Additional work
- Non-customer-facing data configuration changes.
For more information, see Mambu Release Cycle.