Cbe - v9.185
This page contains the following releases for v9.185:
v9.185
Release Dates
- Sandbox: 13.05.2026
Features
Lending
Credit balance support for revolving loan accounts
Loan Account APIs now store and return credit balance information, enabling revolving loans to maintain negative balances when payments exceed outstanding amounts.
Advance payment allocation without interest reduction
Loan prepayments can now be allocated to future installments while preserving the original interest calculation schedule.
Groundwork for upcoming features
- Enhanced fixed-term loan repayment API performance optimization to support higher transaction volumes.
- Next-generation transaction processing with backdate support capabilities.
Mortgages
Enhanced balance management during loan restructuring
Redraw balances are now properly restricted when carrying forward balances during mortgage restructure operations.
Groundwork for upcoming features
- Mortgage migration infrastructure including redraw balance handling.
Deposits
Withholding tax support for variable rate deposits
Index-based variable rate deposit products now support withholding tax calculations and deductions.
Groundwork for upcoming features
- Enhanced product feature configuration storage normalization.
- Courtesy Pay product and account limit configuration framework.
Cards
Groundwork for upcoming features
- Credit card product definition and bucket configuration infrastructure.
- Database schema foundation for credit account management including transactions, balances, and statements.
Islamic Banking
Asset GL account configuration for cashflow settings
The cashflow settings UI now includes asset GL account configuration options for more comprehensive Islamic banking cashflow management.
Enhanced profit calculation for new payment frequencies
The profit application process now supports additional payment frequency options for term and savings plan deposits.
Groundwork for upcoming features
- Enhanced average balance calculation for both product and pool calculation cycles in cashflow distribution.
Developer
New account configuration validation
Introduced INVALID_ACCOUNT_FEATURE_CONFIGURATION return code for improved error handling when account features are misconfigured.
Internal developer infrastructure improvements.
Improvements
Data
Improved performance for range API operations
Performance enhancements have been implemented for range API calls to support more efficient data retrieval operations.
Groundwork for upcoming features
- Parallel file download capabilities for deposit and loan accounts.
Notifications
Enhanced notification dispatching with event type triggers
Notification dispatching now includes event type trigger metrics to improve monitoring and tracking capabilities.
Non-customer-facing AI token consumption maintenance.
Mortgages
Carry forward accrued balances now hidden after activation
Carry forward accrued balances are automatically hidden the day after mortgage activation to improve account display clarity.
Streamlined loan term changes without preview requirement
The Change Loan Term functionality has been updated to remove the preview step and is now accessible for all eligible mortgage accounts.
Groundwork for upcoming features
- Enhanced mortgage migration testing capabilities.
- Expanded loan term modification features allowing installment adjustments.
Non-customer-facing feature toggle cleanup and test infrastructure improvements.
Lending
Emoji support restored for loan repayment transaction notes
Emoji characters are now allowed in loan repayment transaction notes when the ALLOW_EMOJI feature toggle is enabled. When the toggle is disabled, emojis continue to be removed from notes to preserve existing behavior.
Groundwork for upcoming features
- Advanced payment scheduling for loan prepayments without interest reduction.
- New API 2.0 loan repayment transaction capabilities.
Non-customer-facing database encoding updates, EOD performance optimizations, and internal configuration changes.
Islamic Banking
Asset GL account selection limited to ASSET type accounts
The Cashflow Settings now restricts Asset GL Account selection to only ASSET type general ledger accounts for improved data integrity.
Fixed profit distribution exchange rate calculations
Profit distribution now correctly uses the appropriate exchange rate corresponding to internal cycles, and internal cycle end dates are properly calculated.
Resolved null product cycle handling
Fixed issues with null product cycle IDs when creating internal cycles and retrieving combined cycle information.
Deposits
API contract established for historical balances
New API structure implemented to support historical balance data retrieval capabilities.
Enhanced rate sheet data management
Improved caching and repository performance for rate sheet operations with updated domain entities.
New API for daily accrued interest amounts
Exposed APIs from savings account daily accrued interest to retrieve daily accrued interest amounts.
Non-customer-facing database schema alignment and EOD processing optimizations.
Cards
Non-customer-facing utility library updates.
Bug fixes
Notifications
Amount condition filtering corrected
Fixed an issue where the Amount condition in notification rules was not functioning properly, ensuring notifications now trigger correctly based on specified amount criteria.
Mortgages
Interest accrual restored after carry forward operations
Fixed an issue where Interest Accrued Balance accounts stopped accruing interest on rescheduled accounts following carry forward operations.
Non-scheduled fee repayments no longer affect loan schedules
Resolved an issue where repaying non-scheduled fees incorrectly impacted the loan repayment schedule after the repayment was processed.
Fee capitalization now works without threshold configuration
Fixed an issue where fee capitalization on mortgage loans failed to update the repayment schedule when no threshold was configured for the loan product.
Carry forward operations now support non-scheduled fees
Fixed accounting errors and API limitations that prevented non-scheduled and interest-bearing fees from being properly carried forward during reschedule or refinance operations.
Principal amount editing produces consistent schedules
Fixed an issue where editing the principal amount on mortgage loans could result in inconsistent loan schedules.
Planned fees now display correctly in loan schedules
Resolved missing planned fees that were not appearing in mortgage loan schedules as expected.
Lending
Late marking logic corrected for dynamic term loans
Fixed an issue where installments were incorrectly marked as late when interest or fee actions occurred before the scheduled cron job on dynamic term loans, while the loan account itself remained unmarked.
Accounting timestamps now use organization timezone
Booking dates are now properly converted to the organization's timezone when logging accounting entries, ensuring accurate timestamp recording.
Loan reschedule form displays correct outstanding principal
Fixed an issue where the Rescheduling Loan Account form could display the previous loan's Current Outstanding Principal when users rescheduled multiple loan accounts consecutively in the same browser tab.
Interest splitting logic corrected for payment holidays
Fixed the interest calculation logic during payment holidays to ensure proper schedule calculations.
Islamic Banking
Duplicate profit calculation cycles eliminated
Fixed an issue where duplicate pool and product cycles were incorrectly created when the effective date differed from the profit calculation start date.
Terminology corrected in savings product descriptions
Replaced inappropriate use of 'interest' terminology with proper Islamic banking terms in IPS savings product descriptions.
Internal Islamic Banking maintenance.
Deposits
Branch assignment corrected for auto-created settlement accounts
Fixed an issue where the branch was not properly set on automatically created settlement accounts linked to deposit products.
Closed account modification dates corrected
When an interest rate value changes based on the interest availabilities EOD job, savings accounts with CLOSED status are no longer affected.
Timezone handling improved for date queries
Fixed timezone conversion issues in query processing to properly handle daylight saving time transitions when using date offset configurations.
Non-customer-facing deposits test fixes.
Cards
Authorization hold balance checking refined
Improved balance validation logic to properly handle scenarios where authorization holds are present on card accounts.
v9.185.4
Release Date: 13.05.2026
Improvements
Developer
Reverted previous repository interface changes
Rolled back earlier CrudRepository interface modifications to restore system stability.
v9.185.3
Release Date: 13.05.2026
Improvements
Deposits
Interest availability controls for deposit accounts
Feature toggle enabled to support interest availability functionality for deposit accounts.
v9.185.2
Release Date: 13.05.2026
Improvements
Data
Enhanced interest accrual reporting
Interest accrual breakdown functionality has been implemented for Raisin and AkBank configurations.
Groundwork for upcoming features
Ledger guardianship enhancements including optimized incremental summary algorithms and full regeneration capabilities for production environments.
Bug fixes
Data
Internal data source configuration fixes.
v9.185.1
Release Date: 13.05.2026
Features
Lending
Enhanced balloon account configuration for graced instalments
The IRC_RECOMPUTE_GRACED_INSTALMENTS_FOR_BALLOON_ACCOUNTS feature toggle can now be enabled during account creation for new balloon accounts, providing more flexible timing for graced instalment recomputation setup.
Improvements
Data
Deposit ownership transfers enabled
Deposit accounts can now be transferred between customers, providing flexibility for account management and ownership changes.
Non-customer-facing loan appraisal configuration changes.
For more information, see Mambu Release Cycle.