Cbe - v9.190
This page contains the following releases for v9.190:
v9.190
Release Dates
- Sandbox: 13.05.2026
Features
Deposits
Process orchestration for business rule management
This release introduces the integration of an internal process orchestrator (based on Flowable) to handle complex business logic via BPMN and DMN, with initial implementation focusing on Mexican Deposit Limit Validation and allowing business rules to be modified dynamically without code redeploys.
Groundwork for upcoming features
- Next-generation transaction processing with backdated withdrawal support and balance change mechanisms.
- Generic interest product feature foundation and repository setup.
- Deposits module consolidation and code compliance improvements.
Islamic Banking
Shari'ah-compliant terminology across deposit interfaces
Profit terminology is now applied consistently across product configuration, accounting rules, account opening, overdraft terms, product change confirmations, and account transaction displays.
Enhanced profit approval workflow controls
Profit accrual is now prevented when the last equity ratio is not approved, strengthening configurable profit approval workflows.
Groundwork for upcoming features
- Common deposit functions for Islamic products and accounts.
Mortgages
Editable principal amounts for current installments
Dynamic mortgage accounts now support editing the principal amount of the current installment.
Enhanced payment holiday display controls
Payment holiday settings are now displayed at the account level with options to extend loan term or keep term unchanged, and capitalized payment holiday interest transactions are properly handled in accounting.
Improved interest rollover visibility
Interest rollover information is now displayed only on Dynamic Mortgage accounts and only when the rollover amount is non-zero.
Groundwork for upcoming features
- Short-term payment arrangements with temporary interest-only installments.
- Interest rollover functionality with equal installment maintenance and final payment logic.
- Loan refinancing with maintained payment amounts for initial loans.
Lending
Enhanced transaction reconciliation for backdated scenarios
The system now retains key values in original transactions to enable proper reconciliation for backdated use cases.
Groundwork for upcoming features
- Improved loan repayment performance supporting higher transaction throughput.
Internal lending maintenance and performance improvements.
Cards
Credit limit product feature implementation
New API endpoint for retrieving feature-product type mappings and credit limit product feature creation.
Groundwork for upcoming features
- Credit card account opening with revolving loan account creation.
Developer
Selective API documentation visibility
Specific Banco Estado endpoints are now hidden from public API documentation while remaining functional.
Backend-only configuration maintenance and activity log fixes.
Transactions and Interest
Optimized schedule execution performance
Execution flow improvements in principal, interest applied, and redraw services enhance overall system performance.
Internal transaction processing architecture improvements.
Deposits
Enhanced backdated transaction processing
The system now properly handles backdated withdrawals with subsequent transactions, includes balance validation, and implements money distribution mechanisms for accurate balance changes.
Access Control
Internal access control maintenance including performance testing and permission validation.
Auditing
Internal auditing system improvements for streaming architecture.
Notifications
Courtesy Pay account limit modification tracking
Account limit modification activities for Courtesy Pay are now properly displayed in the user interface.
Internal notifications maintenance.
Improvements
Data
Optimized loan account file downloads
Added detailsLevel support to the Loan Accounts download API and optimized underlying queries for improved performance.
Standardized API documentation and endpoints
Standardized swagger files and endpoint paths for consistent API documentation and usage patterns.
Groundwork for upcoming features
- Parallel file download capabilities for deposit and loan accounts
- Enhanced balance inquiry orchestration for lending operations
- Incremental computation engine for loan processing
- Dynamic balance support for Mexican deposit limits and calculations
Non-customer-facing data query optimizations and module restructuring.
Analytics
Enhanced cards transaction data
Added transaction type information to the cards financial transaction DTO for improved transaction categorization and reporting.
Access Control
Improved SSO branch authentication
Enhanced Single Sign-On branch behavior for more reliable authentication flows.
Lending
Renamed carried forward interest fields
To improve terminology consistency, renamed carriedForwardInterestAccruedBalance to carriedForwardInterestAccrued and carriedForwardInterestFromArrearsAccruedBalance to carriedForwardInterestFromArrearsAccrued for Dynamic Mortgage and Interest Only Equal Instalment products.
Enhanced repayment fee processing
Added support for RepaymentFeeDetails in the new repayment flow for more comprehensive fee handling.
Groundwork for upcoming features
- Revolving credit product enhancements and performance optimizations
- Principal and Interest calculation methods for Revolving Credit products
- Advanced payment allocation for Latin American markets without interest reduction
- AI analysis tool integration for lending operations
Internal lending computation improvements and module migrations.
Mortgages
Improved payment calculation for refinancing
Implemented PMT calculation logic with maintainPmtOnFirstInstalment parameter for maintaining constant monthly payments during refinancing operations.
Backend-only mortgage architecture improvements.
Deposits
Enhanced deposit product rounding configuration
Added rounding type visibility for withholding tax and interest application in the deposit product UI overview.
Month-to-Date calculation support
Added balance-change sum query with balance code and date range filtering for efficient Month-To-Date calculations on dynamic balances.
Extended integration test coverage
Enhanced CBE integration tests for savings account dynamic balances to verify database persistence across HORIZONTAL, SHADOW, and LIMIT balance types.
Groundwork for upcoming features
- Dynamic balances for Mexican deposit products
- Rounding policy implementation for Japanese market requirements
- Enhanced deposit product UI interface with rounding configurations
Payments
Updated decommissioned API response
Changed decommissioned API V1 status code from 500 (internal server error) to 410 (not found) for more accurate HTTP semantics.
Notifications
Internal notification logging enhancements.
Islamic Banking
Extended product settings
Added weightage parameter to the ProductSettingsDTO for Islamic Payment Schedule product configurations.
Developer
Enhanced streaming API monitoring
Added /stats endpoint to the publisher service for improved monitoring and diagnostics of streaming operations.
Backend-only developer tooling and modularization improvements.
Bug fixes
Lending
Revolving credit principal payment settings now accept PATCH requests
Fixed an issue where PATCH requests to /principalPaymentSettings/amount were incorrectly returning error code 460 (INVALID_REVOLVING_SETTINGS).
Interest rate calculations now include custom principal with redraw enabled
Resolved an issue where Interest Rate Calculations (IRC) were excluding custom principal amounts when redraw functionality was enabled on loan accounts.
Split interest calculations corrected for specific loan conditions
Fixed incorrect interest calculations in split interest scenarios under certain loan configuration conditions.
Loan account search now correctly filters by settlement account
Resolved an issue where the settlementAccountKey filter was not functioning as intended, and added a new hasSettlementAccount boolean filter for improved portfolio segmentation.
Custom field DateTime BETWEEN filters now work correctly
Fixed an issue with DateTime range filtering on custom fields that was preventing proper query execution.
Mortgages
Accrued interest calculations fixed for Interest Only loans with carried forward amounts
Corrected interest calculation errors that occurred during external migration of Interest Only loan accounts with carried forward interest amounts.
AIR loan account creation with custom validFrom timestamps now prevented
Added validation to prevent users from creating Adjustable Interest Rate (AIR) loan accounts with custom validFrom timestamps, which could cause calculation inconsistencies.
Interest from arrears calculation corrected for payment holiday installments
Fixed an issue where interest from arrears accrued was not properly reset to zero on loans with payment holiday installments and backdated repayments in late installment due dates.
Carried forward interest now properly considered with payment holidays
Resolved calculation errors where carried forward or migrated interest accrued was not being properly factored into payment holiday scenarios.
Interest computation accuracy improved for compound interest loans
Fixed incorrect interest calculations that occurred when interest was applied between due dates on loans with compound interest and decoupled Interest From Arrears (IFA).
Payment holiday removal now properly handled after interest application
Resolved an issue where same-term loan payment holidays could be incorrectly removed after payment holiday interest had already been applied.
Deposits
Authorization hold API response now excludes balance information
Removed balance data from authorization hold API responses to improve data consistency and security.
Deposit account ownership transfer permission check added
Added proper MANAGE_DEPOSIT_ACCOUNT_RECIPIENT permission validation in the UI to match API constraints, ensuring the Transfer account ownership menu item is only visible to authorized users.
Savings product description field security enhanced
Implemented proper HTML encoding for user-provided content in the description field to prevent Cross-Site Scripting (XSS) attacks.
Overdraft interest rate change behavior standardized
Resolved inconsistent system behavior when modifying overdraft interest rates on deposit accounts.
Notifications
Template creation with unconstrained events now works correctly
Fixed validation errors that prevented the creation of notification templates with events that had no filter constraints.
Islamic Banking
Profit sharing calculation accuracy improvements
Fixed multiple calculation issues including incorrect profit payment timing, maturity date inclusion errors, and broken period profit distribution problems.
Profit sharing product configuration interface restored
Resolved "Something went wrong" errors that were preventing access to the profit sharing products page.
API error handling improved for profit sharing operations
Fixed internal server errors and configuration validation issues in profit sharing API endpoints.
Cashflow configuration and editing functionality restored
Resolved issues preventing proper cashflow creation through API and editing when no cashflow settings existed.
Accounting
Interest accrual search date handling corrected
Fixed incorrect timezone offset handling in Accounting Interest Accrual Search when filtering by creation date.
Internal accounting maintenance.
v9.190.4
Release Date: 19.05.2026
This release contains the following:
- Internal maintenance improvements to transaction processing reliability within the core banking engine.
v9.190.3
Release Date: 13.05.2026
Improvements
Data
Internal connection pool configuration adjustments.
v9.190.2
Release Date: 13.05.2026
This release contains the following:
- Internal maintenance improvements to database backup and storage operations.
v9.190.1
Release Date: 13.05.2026
Improvements
Developer
Non-customer-facing infrastructure optimization.
Bug fixes
Lending
Overpayment handling for balloon payment accounts
Fixed issues that occurred when processing overpayments on DBEI balloon payment accounts with RNI+ILI configurations.
For more information, see Mambu Release Cycle.