Depositproductinterestconfiguration
The interest settings, defines constraints regarding interest that will be used on the deposit account based on this product.
Shows the possible values for the calculation balance methods.
Possible values: [MINIMUM, AVERAGE, END_OF_DAY, MINIMUM_TO_END_OF_DAY, FRENCH_INTEREST_ACCRUAL]
Whether locked accounts still collect Interest or not.
Shows how many days in a year should be used for calculations.
Possible values: [ACTUAL_365_FIXED, ACTUAL_364, ACTUAL_360, ACTUAL_ACTUAL_ISDA, E30_360, BUS_252, E30_42_365]
The date when the accounts under this product, will no longer have interest gains provided
1987-04-26The date when the accounts of this product will start to have interest gains provided. Starting with this date 0 interest rate is enforced on the accounts of this product.
1987-04-26interestRateSettings object
The interest rate settings, defines constraints regarding interest that will be used on the deposit account based on this product.
If the product supports this option, specify if the interest should be accrued after the account maturity date.
Interest rate review frequency unit count.
Index rate source id.
Shows the possible values for how often is interest charged on the account based of the product.
Possible values: [ANNUALIZED, EVERY_MONTH, EVERY_FOUR_WEEKS, EVERY_WEEK, EVERY_DAY, EVERY_X_DAYS]
The count of units to apply over the interval.
interestRate object
Used for keeping decimal constraints.
The default value, will be used in case no other value was filled in by the user.
The maximum value.
The minimum value.
Interest rate review frequency unit count.
The interest rate review unit values. Shows how often is index interest rate reviewed.
Possible values: [DAYS, WEEKS, MONTHS]
The interest rate review unit values. Shows how often is index interest rate reviewed.
Possible values: [FIXED_INTEREST_RATE, INDEX_INTEREST_RATE]
Shows the available deposit product interest rate terms.
Possible values: [FIXED, TIERED, TIERED_PERIOD, TIERED_BAND]
interestRateTiers object[]
The list of interest rate tiers available for the current settings instance.
The top-limit value for the account balance in order to determine if this tier is used or not
The top-limit value for the account period since activation in order to determine if this tier is used or not
The rate used for computing the interest for an account which has the balance less than the ending balance
The maximum balance used for Interest calculation.
If interest should be payed into the deposit account.
paymentSettings object
Defines the interest payment settings for the deposit product and for deposits created based on this product
paymentDates object[]
List of all dates on which the interest is payed into deposit account
The day in the month
The month of the year
Specifies when the interest should be paid to the deposit account.
Possible values: [FIRST_DAY_OF_MONTH, EVERY_WEEK, EVERY_OTHER_WEEK, EVERY_MONTH, EVERY_3_MONTHS, ON_FIXED_DATES, DAILY, ANNUALLY, BI_ANNUALLY, ON_ACCOUNT_MATURITY]
{
"calculationBalance": "MINIMUM",
"collectInterestWhenLocked": true,
"daysInYear": "ACTUAL_365_FIXED",
"interestGainsProvidedEndDate": "1987-04-26",
"interestGainsProvidedStartDate": "1987-04-26",
"interestRateSettings": {
"accrueInterestAfterMaturity": true,
"allowNegativeInterestRate": true,
"indexSourceId": "string",
"interestChargeFrequency": "ANNUALIZED",
"interestChargeFrequencyCount": 0,
"interestRate": {
"defaultValue": 0,
"maxValue": 0,
"minValue": 0
},
"interestRateReviewCount": 0,
"interestRateReviewUnit": "DAYS",
"interestRateSource": "FIXED_INTEREST_RATE",
"interestRateTerms": "FIXED",
"interestRateTiers": [
{
"endingBalance": 0,
"endingDay": 0,
"interestRate": 0
}
]
},
"maximumBalance": 0,
"paidIntoAccount": true,
"paymentSettings": {
"paymentDates": [
{
"day": 0,
"month": 0
}
],
"paymentPoint": "FIRST_DAY_OF_MONTH"
}
}