Depositproductoverdraftinterestconfiguration
The overdraft interest settings, defines constraints regarding interest that will be used on the account created based on this product.
Whether the accounts for this product may have overdraft.
Whether the accounts for this product may have technical overdraft.
Shows the possible values for the calculation balance methods.
Possible values: [MINIMUM, AVERAGE, END_OF_DAY, MINIMUM_TO_END_OF_DAY, FRENCH_INTEREST_ACCRUAL]
Shows how many days in a year should be used for calculations.
Possible values: [ACTUAL_365_FIXED, ACTUAL_364, ACTUAL_360, ACTUAL_ACTUAL_ISDA, E30_360, BUS_252, E30_42_365]
interestRateSettings object
The overdraft interest rate settings, defines constraints regarding interest that will be used on the account created based on this product.
Interest rate review frequency unit count.
Index rate source id.
Shows the possible values for how often is interest charged on the account based of the product.
Possible values: [ANNUALIZED, EVERY_MONTH, EVERY_FOUR_WEEKS, EVERY_WEEK, EVERY_DAY, EVERY_X_DAYS]
The count of units to apply over the interval.
interestRate object
Used for keeping decimal constraints.
The default value, will be used in case no other value was filled in by the user.
The maximum value.
The minimum value.
Interest rate review frequency unit count.
The interest rate review unit values. Shows how often is index interest rate reviewed.
Possible values: [DAYS, WEEKS, MONTHS]
The interest rate review unit values. Shows how often is index interest rate reviewed.
Possible values: [FIXED_INTEREST_RATE, INDEX_INTEREST_RATE]
Shows the available deposit product interest rate terms.
Possible values: [FIXED, TIERED, TIERED_PERIOD, TIERED_BAND]
interestRateTiers object[]
The list of interest rate tiers available for the current settings instance.
The top-limit value for the account balance in order to determine if this tier is used or not
The top-limit value for the account period since activation in order to determine if this tier is used or not
The rate used for computing the interest for an account which has the balance less than the ending balance
How much money may be taken out for the account to go negative.
{
"allowOverdraft": true,
"allowTechnicalOverdraft": true,
"calculationBalance": "MINIMUM",
"daysInYear": "ACTUAL_365_FIXED",
"interestRateSettings": {
"allowNegativeInterestRate": true,
"indexSourceId": "string",
"interestChargeFrequency": "ANNUALIZED",
"interestChargeFrequencyCount": 0,
"interestRate": {
"defaultValue": 0,
"maxValue": 0,
"minValue": 0
},
"interestRateReviewCount": 0,
"interestRateReviewUnit": "DAYS",
"interestRateSource": "FIXED_INTEREST_RATE",
"interestRateTerms": "FIXED",
"interestRateTiers": [
{
"endingBalance": 0,
"endingDay": 0,
"interestRate": 0
}
]
},
"maxOverdraftLimit": 0
}