Depositproductoverdraftinterestratesettings
The overdraft interest settings, defines constraints regarding interest that will be used on the account created based on this product.
Index rate source key.
The interest change frequency method for a loan account. Shows the possible methods for obtaining the balance based on which the interest will be calculated for loan repayment.
Possible values: [ANNUALIZED, EVERY_MONTH, EVERY_FOUR_WEEKS, EVERY_WEEK, EVERY_DAY, EVERY_X_DAYS]
the count of units to apply over the interval
interestRate object
Decimal constraints, like min/max/default.
The default value, will be used in case no other value was filled in by the user.
The maximum value.
The minimum value.
Interest rate review frequency unit count
The interest rate review unit values. Shows how often is index interest rate reviewed.
Possible values: [DAYS, WEEKS, MONTHS]
The interest rate review unit values. Shows how often is index interest rate reviewed.
Possible values: [FIXED_INTEREST_RATE, INDEX_INTEREST_RATE]
The option for how is the interest rate determined when being accrued for an account
Possible values: [FIXED, TIERED, TIERED_PERIOD, TIERED_BAND]
interestRateTiers object[]
The list of interest rate tiers available for the current settings instance
The encoded key of the interest rate tier, auto generated, unique
The top-limit value for the account balance in order to determine if this tier is used or not
The rate used for computing the interest for an account which has the balance less than the ending balance
{
"indexSourceKey": "string",
"interestChargeFrequency": "ANNUALIZED",
"interestChargeFrequencyCount": 0,
"interestRate": {
"defaultValue": 0,
"maxValue": 0,
"minValue": 0
},
"interestRateReviewCount": 0,
"interestRateReviewUnit": "DAYS",
"interestRateSource": "FIXED_INTEREST_RATE",
"interestRateTerms": "FIXED",
"interestRateTiers": [
{
"encodedKey": "string",
"endingBalance": 0,
"interestRate": 0
}
]
}