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Fundingsettings

The funding settings, holds the settings regarding the funding for the loan product.

enabledboolean

Indicates whether the product has the investor funds enabled or not.

funderInterestCommission object

Decimal constraints, like min/max/default.

defaultValuenumber

The default value, will be used in case no other value was filled in by the user.

encodedKeystring

The encoded key of the decimal constraint, auto generated, unique

maxValuenumber

The maximum value.

minValuenumber

The minimum value.

funderInterestCommissionAllocationTypestring

Define how the Interest is allocated to the investors(if the investors can define their own percentages for their own contribution to the loan, or if all of them are using the same percentage).

Possible values: [PERCENTAGE_OF_LOAN_FUNDING, FIXED_INTEREST_COMMISSIONS]

lockFundsAtApprovalboolean

Shows whether investor funds are locked or not at the loan account's approval.

organizationInterestCommission object

Decimal constraints, like min/max/default.

defaultValuenumber

The default value, will be used in case no other value was filled in by the user.

encodedKeystring

The encoded key of the decimal constraint, auto generated, unique

maxValuenumber

The maximum value.

minValuenumber

The minimum value.

requiredFundsnumber

The required investor funds percentage, for opening an account with external funding. If null, the investor funds are not enabled.

Fundingsettings
{
"enabled": true,
"funderInterestCommission": {
"defaultValue": 0,
"encodedKey": "string",
"maxValue": 0,
"minValue": 0
},
"funderInterestCommissionAllocationType": "PERCENTAGE_OF_LOAN_FUNDING",
"lockFundsAtApproval": true,
"organizationInterestCommission": {
"defaultValue": 0,
"encodedKey": "string",
"maxValue": 0,
"minValue": 0
},
"requiredFunds": 0
}