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Internalcontrols

Constraints and automated actions and that will be applied on the accounts.

dormancyPeriodDaysinteger<int32>

Specifies the number of days for an account to be fully paid in order to auto close it.

fourEyesPrinciple object

Settings for Four Eyes Principle

activeForLoanApprovalboolean

Requires separate users to create and approve loan accounts

lockSettings object

Settings applied when transitioning accounts to Locked state

cappingConstraintTypestring

Specifies constraint types for capping charges.

Possible values: [SOFT_CAP, HARD_CAP]

cappingMethodstring

Specifies how principal will be used when calculating capping charges.

Possible values: [OUTSTANDING_PRINCIPAL_PERCENTAGE, ORIGINAL_PRINCIPAL_PERCENTAGE]

cappingPercentagenumber

Specifies the percentage of principal that cannot be exceeded by the sum of interest, fees and penalty balances.

lockPeriodDaysinteger<int32>

Specifies the number of days for in which the account will be locked if it stays in arrears.

Internalcontrols
{
  "dormancyPeriodDays": 0,
  "fourEyesPrinciple": {
    "activeForLoanApproval": true
  },
  "lockSettings": {
    "cappingConstraintType": "SOFT_CAP",
    "cappingMethod": "OUTSTANDING_PRINCIPAL_PERCENTAGE",
    "cappingPercentage": 0,
    "lockPeriodDays": 0
  }
}