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Productprepaymentsettings

Defines the prepayment settings for the product

applyInterestOnPrepaymentMethodstring

The apply interest method type for pre-payments.

Possible values: [AUTOMATIC, MANUAL]

elementsRecalculationMethodstring

The elements recalculation method types

Possible values: [PRINCIPAL_EXPECTED_FIXED, TOTAL_EXPECTED_FIXED]

ercFreeAllowancenumber

ERC free allowance in percentage

futurePaymentsAcceptancestringrequired

Shows whether the future payments are allowed or not for this product (repayment transactions with entry date set in the future)

Possible values: [NO_FUTURE_PAYMENTS, ACCEPT_FUTURE_PAYMENTS, ACCEPT_OVERPAYMENTS]

prepaymentAcceptancestring

Shows whether the pre-payments are allowed or not for this product.

Possible values: [ACCEPT_PREPAYMENTS, NO_PREPAYMENTS]

prepaymentRecalculationMethodstring

The prepayment recalculation method types.

Possible values: [NO_RECALCULATION, RESCHEDULE_REMAINING_REPAYMENTS, RECALCULATE_SCHEDULE_KEEP_SAME_NUMBER_OF_TERMS, RECALCULATE_SCHEDULE_KEEP_SAME_PRINCIPAL_AMOUNT, RECALCULATE_SCHEDULE_KEEP_SAME_TOTAL_REPAYMENT_AMOUNT, REDUCE_AMOUNT_PER_INSTALLMENT, REDUCE_NUMBER_OF_INSTALLMENTS, REDUCE_NUMBER_OF_INSTALLMENTS_NEW]

principalPaidInstallmentStatusstring

The status of installment after the principal was paid off as part of an over-payment.

Possible values: [PARTIALLY_PAID, PAID, ORIGINAL_TOTAL_EXPECTED_PAID]

Productprepaymentsettings
{
"applyInterestOnPrepaymentMethod": "AUTOMATIC",
"elementsRecalculationMethod": "PRINCIPAL_EXPECTED_FIXED",
"ercFreeAllowance": 0,
"futurePaymentsAcceptance": "NO_FUTURE_PAYMENTS",
"prepaymentAcceptance": "ACCEPT_PREPAYMENTS",
"prepaymentRecalculationMethod": "NO_RECALCULATION",
"principalPaidInstallmentStatus": "PARTIALLY_PAID"
}