Interestaccountsettingsavailabilityresponse

Interest Availability of a Deposit Account

encodedKeystring

The encoded key of the Interest Availability, auto generated, unique.

interestRateSettings object

Represents information about the interest rate settings for deposit accounts.

encodedKeystring

The encoded key for the set of interest settings, which is auto-generated and unique.

interestChargeFrequencystring

The interest change frequency method for a loan account. Shows the possible methods for obtaining the balance based on which the interest will be calculated for loan repayment.

Possible values: [ANNUALIZED, EVERY_MONTH, EVERY_FOUR_WEEKS, EVERY_WEEK, EVERY_DAY, EVERY_X_DAYS]

interestChargeFrequencyCountinteger<int32>

The number of times to apply interest in a time period.

interestRatenumber

The interest rate for the deposit account.

interestRateReviewCountinteger<int32>

The number of times to review the interest rate in a time period.

interestRateReviewUnitstring

The interest rate review unit values. Shows how often is index interest rate reviewed.

Possible values: [DAYS, WEEKS, MONTHS]

interestRateSourcestring

The interest rate review unit values. Shows how often is index interest rate reviewed.

Possible values: [FIXED_INTEREST_RATE, INDEX_INTEREST_RATE]

interestRateTermsstring

The terms for how interest rate is determined when accruing for an account.

Possible values: [FIXED, TIERED, TIERED_PERIOD, TIERED_BAND]

interestRateTiers object[]

The list of interest rate tiers, which hold the values to define how interest is calculated.

Array [

encodedKeystring

The encoded key of the interest rate tier, auto generated, unique

endingBalancenumber

The top-limit value for the account balance in order to determine if this tier is used or not

endingDayinteger<int32>

interestRatenumberrequired

The rate used for computing the interest for an account which has the balance less than the ending balance

]

interestSpreadnumber

The index interest rate that is used to calculate the interest rate that is applied to accounts.

startDatestring<date>

Start date of the Interest Availability.

Example: 1987-04-26

typestring

Type of the interest.

Possible values: [INTEREST, OVERDRAFT, TECHNICAL_OVERDRAFT]

Interestaccountsettingsavailabilityresponse

{
  "encodedKey": "string",
  "interestRateSettings": {
    "encodedKey": "string",
    "interestChargeFrequency": "ANNUALIZED",
    "interestChargeFrequencyCount": 0,
    "interestRate": 0,
    "interestRateReviewCount": 0,
    "interestRateReviewUnit": "DAYS",
    "interestRateSource": "FIXED_INTEREST_RATE",
    "interestRateTerms": "FIXED",
    "interestRateTiers": [
      {
        "encodedKey": "string",
        "endingBalance": 0,
        "endingDay": 0,
        "interestRate": 0
      }
    ],
    "interestSpread": 0
  },
  "startDate": "1987-04-26",
  "type": "INTEREST"
}