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Restructureinterestsettings

The interest settings, allowed on the loan account restructure

accountInterestRateSettings object[]

Adjustable interest rates settings for loan account

  • Array [
    • encodedKeystring

    The encoded key of the interest rate settings, auto generated, unique

    indexSourceKeystring

    Index rate source key.

    interestRatenumber

    Interest rate value.

    interestRateCeilingValuenumber

    Maximum value allowed for index based interest rate. Valid only for index interest rate.

    interestRateFloorValuenumber

    Minimum value allowed for index based interest rate. Valid only for index interest rate.

    interestRateReviewCountinteger<int32>

    Interest rate review frequency unit count. Valid only for index interest rate.

    interestRateReviewUnitstring

    The interest rate review unit values. Shows how often is index interest rate reviewed.

    Possible values: [DAYS, WEEKS, MONTHS]

    interestRateSourcestringrequired

    The interest rate review unit values. Shows how often is index interest rate reviewed.

    Possible values: [FIXED_INTEREST_RATE, INDEX_INTEREST_RATE]

    interestSpreadnumber

    Interest spread value.

    validFromstring<date-time>required

    Date since an interest rate is valid

    Example: 2016-09-06T13:37:50+03:00
  • ]
    • interestRatenumber

    The interest rate for the restructured loan account

    interestSpreadnumber

    The interest spread for the restructured loan account

    pmtAdjustmentThreshold object

    Represents PMT Adjustment threshold settings for loan accounts and loan products.

    methodstring

    Represents the method used to calculate the PMT adjustment threshold. Supported value is CALENDAR_DAYS

    Possible values: [WORKING_DAYS, CALENDAR_DAYS]

    numberOfDaysinteger<int32>

    The number of days that trigger a PMT Adjustment.

    Restructureinterestsettings
    {
      "accountInterestRateSettings": [
        {
          "encodedKey": "string",
          "indexSourceKey": "string",
          "interestRate": 0,
          "interestRateCeilingValue": 0,
          "interestRateFloorValue": 0,
          "interestRateReviewCount": 0,
          "interestRateReviewUnit": "DAYS",
          "interestRateSource": "FIXED_INTEREST_RATE",
          "interestSpread": 0,
          "validFrom": "2016-09-06T13:37:50+03:00"
        }
      ],
      "interestRate": 0,
      "interestSpread": 0,
      "pmtAdjustmentThreshold": {
        "method": "WORKING_DAYS",
        "numberOfDays": 0
      }
    }